HMRC is chasing us
VAT, PAYE or corporation tax arrears that now need a realistic plan.
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Helping businessesmove forward.
Specialist turnaround, restructuring and advisory support for UK businesses facing financial pressure.
Start with the problem
Immediate challenges
What is happening in your business right now?
You do not need to know the name of a formal procedure to get advice. If cash flow is tight, creditors are pressing, or HMRC is demanding payment, start here.
Cash flow is getting worse
Receipts, overheads and working capital are no longer lining up.
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Creditors are applying pressure
Supplier action, statutory demands or a threatened petition.
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We may need to restructure
The business still has value, but not in its current form.
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We are worried about personal guarantees
Facilities, leases or supplier accounts that sit with the directors.
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We may need to close
The company can no longer continue and the exit needs to be managed.
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Our purpose
A more stable tomorrow for ambitious businesses.
We work with business owners, management teams and stakeholders to navigate complex financial challenges, protect value and create a stronger foundation for what comes next.
Turnwell is a calm, commercial advisory partner for UK companies under pressure. The first objective is to understand the position and set out the options that remain available, including where a formal process is not the right starting point.
Services
Advice organised around the problem.
Turnaround, cash, HMRC, creditor pressure, formal restructuring options and director support, written for boards rather than for a sales funnel.
Sector focus
Construction
Specialist turnaround and restructuring support for contractors, subcontractors and businesses across the built environment facing cash flow pressure, HMRC debt, creditor action or insolvency risk.
Construction issues we cover
- Retentions and delayed contractor payments
- CIS, VAT and PAYE arrears
- Main contractor insolvency
- Personal guarantees on plant and facilities
Sector expertise
Industry expertise across high-value UK sectors.
Turnwell provides commercial turnaround and restructuring advice across key UK industries, with construction as a dedicated specialist hub.
Manufacturing and engineering
Working-capital strain, input-cost pressure and the need to protect a viable operation.
Sector expertise
Transport and logistics
Fleet finance, customer concentration and thin margins under volume pressure.
Sector expertise
Recruitment and staffing
Payroll timing, debtor risk and rapid changes in demand.
Sector expertise
Professional services
Work in progress, partner drawings and client concentration in owner-managed firms.
Sector expertise
Our approach
People. Perspective. Progress.
We bring clarity to complexity, helping businesses understand their options, make informed decisions and move towards a stronger, more sustainable future.
01
People
Directors, management teams and advisers dealing with sensitive commercial situations. The conversation is confidential and specific.
02
Perspective
A clear view of cash, creditors, viability and personal exposure, without collapsing the discussion into a single product.
03
Progress
A practical sequence of work: what must happen now, what can be negotiated, and which formal options should be compared if needed.
Insights
Practical reading for directors.
Short guides on HMRC arrears, petitions, director duties, construction cash and personal guarantees.
Options when a company cannot pay HMRC
A practical guide for UK directors when VAT, PAYE or corporation tax cannot be paid on time, including Time to Pay and the limits of informal arrangements.
What to do if your company receives a winding-up petition
Practical steps for UK company directors after a winding-up petition is threatened or presented, including the effect on bank accounts and the options that may remain.
Director duties when a company is in financial difficulty
A clear explanation of how UK director duties shift as a company approaches insolvency, including creditor interests, continued trading and record-keeping.
The earlier you understand your options, the more options you are likely to have.
Speak confidentially with a Turnwell specialist about the position of your business.